Wednesday, January 24, 2007

New Year, New Goals

I never make New Year’s Resolutions, but I don’t think it hurts to reflect on the past year and make a few new goals for the new year.
   2006 – I did succeed in eating out less and cooking more low-fat meals from the Healthy Families Cookbook.
   2007 – I want to exercise on a more consistent basis.
   2006 –I was successful at maintaining this blog!
   2007 –Who doesn’t love to get real mail (not bills or junk), so I plan on trying to be a little old-fashioned by sending letters and cards to all family and friends via the US Postal Service.
   2006 – I have been slowly saving for 4 years to pay off my student loan when I finished school so I wouldn’t accrue any interest, and I was able to write a check for the complete amount when the first payment was due!
   2007 –The unfortunate side of paying off all debt is that my savings account isn’t quite where I want it to be, so I plan to save as I have in the past to allow myself a nice full savings account again. Plus I want to roughly follow the 60% Solution where I will be starting a Roth IRA as my current retirement savings.
   2006 – The living room was completely re-done.
   2007 – My personal goal for the house is to paint the dining room and kitchen as well as find nice, inexpensive furniture for the living and dining rooms.
Check back with me in 2008!


At 8:32 AM, Blogger Jesse Englert said...

i read the 60% article and found it interesting because i just read a different one advocating the pay yourself first (i.e. roth, 401k, investments, bills, etc...) and then use the remaining amount for everything else. just food for thought. I highly recommend this blog btw for personal's geared towards the recentley graduated. Here's the link


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